Pepper Homeloans is known for its flexible and innovative approach to lending, which includes the following criteria on its products:
- Minimum trading period for self-employed customers of just one year
- No maximum value on CCJs
- First time landlords considered on buy to let
- Direct access to an underwriter
- All system declines are reviewed by an underwriter
Jane Benjamin, Head of Relationship Management at Sesame Bankhall Group (SBG), commented:
We are pleased to add Pepper Homeloans to our Sesame lender panel. We expect their specialist products and underwriting philosophy to particularly appeal to advisers with those not-so-straightforward cases, such as self-employed customers or prospective landlords looking to get into buy to let for the first time.
Colin Snowdon, Managing Director at Pepper Homeloans, added:
It is exciting times at Pepper as we continue to grow and develop our proposition. Joining the panel for Sesame is an important and exciting milestone and ensures that our competitive range of products, which are designed to offer solutions for tricky mortgage cases, are available to a wider range of advisers.